Marine Cargo Insurance

Marine Cargo Insurance protects you against loss of, or damage to, goods whilst being shipped around the world and transported across the UK, either by road, rail, sea or air.

Whether you’re an importer, exporter or freight forwarder, we can arrange cover that’s right for your shipments, from one-off consignments to ongoing international trade.

What Does Marine Cargo Insurance Cover?

Every business is different, but most policies include protection against:

  • Loss or Damage in Transit - Covers accidental damage, theft or loss while your goods are in transit by sea, air or land.
  • International Cargo Insurance - Protects goods shipped across international borders, including full ocean freight and port-to-port cover.
  • Goods In Transit Insurance - Covers movement of goods within the UK by road or rail, often included as part of your marine cargo policy.
  • Import And Export Cover - Tailored protection for goods moving in or out of the UK, including cover for non-delivery or customs issues.
  • Warehouse to Warehouse Cover - Cover from the moment goods leave your premises or your suppliers premises to final delivery.
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Who Is It For?

We arrange Marine Cargo and Freight Forwarders Liability for businesses across a range of industries, including:

  • Importers and exporters
  • Wholesalers and distributors
  • E-commerce retailers shipping internationally
  • Manufacturers with overseas clients or suppliers
  • Freight forwarders and logistics companies

Whether you’re moving bulk commodities, components, machinery or finished goods, we’ll build a policy that meets your requirements.

Why Choose Chubb Thomas?

  • Truly independent insurance broker based in Bournemouth, with no corporate ties
  • Insurance quotes tailored to your needs, across Dorset and surrounding areas
  • Speak directly to your dedicated contact—no call centres, no waiting
  • Work with your key person from start to finish
  • Insurance quotes tailored to your needs, across Dorset and surrounding areas
  • Fair fees and transparent advice every step of the way
  • Independent and unbiased—we’re not tied to any insurer, so you always come first
  • A reputation for excellence, delivering insurance services locally since the early 1980s.
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FAQs

What’s the difference between marine cargo insurance and goods in transit insurance?

Marine cargo insurance is designed for international shipments, especially by sea or air. Goods in transit insurance usually refers to transport within the UK. Many businesses need both and we can include them in one policy.

Can I get cover for one shipment only?

Yes. If you don’t ship regularly, we can arrange single shipment insurance for one-off consignments. For frequent shipments, an annual marine cargo policy may be more cost-effective.

Do I need insurance if the freight company says they’re liable?

Freight carriers often limit their liability and may not cover the full value of your goods. A Marine cargo insurance policy gives you broader protection and control over claims.

What types of goods can be insured?

Most types of cargo can be covered, including raw materials, manufactured goods, electronics, textiles, machinery and more. Insurers will apply special terms and conditions to many high risk goods, such as high value or theft attractive items.

Is cover available for both imports and exports?

Yes. Whether you’re bringing goods into the UK or shipping them out, we can tailor cover for your full import-export cycle.

Will it cover damage at the port or in storage?

Yes cover can be extended to include temporary storage up to 30 days.

Is marine cargo insurance a legal requirement?

No, but it’s highly recommended. Without it, you may struggle to recover losses if something goes wrong in transit, especially with international shipments.

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Trusted Dorset Insurance Broker

We’re a truly independent Dorset broker offering real advice, not scripts. offering tailored insurance quotes across Bournemouth, Poole, Weymouth, Dorchester and beyond. Whether you need personal, property or business cover, we deliver clear advice and a personal service every step of the way.

Contact Us

Let’s make your insurance work harder for your business. Drop us a message, give us a ring, or pop into our Bournemouth office—we’re always happy to chat.