Chubb Thomas Insurance Brokers
Your Local, Independent Insurance Brokers
Whether you need quality cover for your business or commercial property, or personal insurance for your home and vehicles, our friendly and knowledgeable team offers a professional, local service that puts you first.
Tailored Business and Personal Insurance
We believe in doing things differently. As an independent insurance broker in Dorset, we’re not tied to any one insurer, so we’ll always recommend the right policy for you, not the one that’s most profitable for us. Whether you’re looking for insurance to protect your business or family home, we’re here to guide you.
Our services include:
Business insurance
Home insurance
Construction & Contractor Insurance
Motor trade insurance
Motor insurance
Landlords insurance
Why Choose Chubb Thomas?
- A truly independent Dorset insurance broker based in Bournemouth, with no corporate ties
- Insurance quotes tailored to your needs, across Dorset and surrounding areas
- Speak directly to your dedicated contact—no call centres, no waiting
- Work with your key person from start to finish
- We offer the most suitable products available
- Fair fees and transparent advice every step of the way
- An exceptional reputation for delivering insurance services locally since the early 1980s
Your Local Insurance Broker Near You
Searching for ‘local insurance broker near me’? Look no further. Our team live and work in the Dorset area, so we understand the risks and needs unique to local residents and businesses.
We offer face-to-face meetings at our Bournemouth office or are happy to visit your premises across the region.
Find your Insurance
Commercial Insurance
Business Insurance and Commercial Combined Cover
Protect your business with confidence. We offer commercial/business insurance tailored to your needs. From streamlined business combined insurance to flexible SME insurance packages, we’ll help you build the right combined business cover. Whatever your industry, our tailored business insurance gives you the peace of mind to focus on what you do best.
Construction Insurance
Get the cover your construction business needs. Whether you’re building from the ground up or managing subcontractors, our policies are designed for your sector. We offer comprehensive construction insurance options, including contractors combined insurance, liability insurance and flexible tradesman cover packages. From start to finish, our construction insurance options keep your business covered.
Tradesman and Professionals Insurance
We offer tailored insurance, covering everything relating to liability insurance for tradespeople and associated professionals, for both companies and the self-employed. Need contractors all risk insurance? We’ve got you covered. We also arrange cover specific to your trade, be it plumbers, carpenters, roofers, electricians and even insurance for people working at heights and depths.
Shops, Offices and Surgeries Insurance
Running a business from a high street shop, a busy office or a local surgery comes with its own set of risks. We arrange insurance to cover everything from buildings and contents to stock, business interruption and liability. Whether you’re a sole trader or part of a larger practice, we’ll tailor your policy to suit your space, your staff and your services.
Leisure and Hospitality Insurance
The leisure and hospitality industry comes with unique challenges, and we’re ready for them. Whether you’re running a boutique hotel, a busy restaurant or a sports club, we provide smart, reliable insurance. We arrange restaurant insurance, pub insurance, hotel insurance and catering business cover to suit operations of all sizes. Keep your business running smoothly, whatever the day brings.
Professional Indemnity Insurance
If your business gives advice or provides a professional service, professional indemnity (PI) insurance is essential. Our PI Insurance covers consultants, design and construct, engineers and more. From PI to liability cover, our products assist you in defending your reputation when something goes wrong.
Motor Trade Insurance
Whether you are servicing, repairing, painting or selling vehicles, we can provide a bespoke policy to suit your requirements. Whether you need the full combined package or stand-alone road risks and/or liabilities, we can source this for you. Whilst genuine motor trade premises are most desirable, we are able to cover certain mobile trades.
Motor Fleet Insurance
Whether you have a single vehicle or a fleet of vehicles, keep your vehicles and your business moving. We specialise in motor fleet and mini fleet insurance for businesses across Dorset and surrounding areas. We’ve got options for you, whether it’s private cars, commercial vehicles or special types.
Cyber Insurance
Cyber risks are no longer restricted to large tech firms. Businesses of every size face the consequences of data breaches, ransomware and system outages. The policies focus on financial resilience, covering costs such as legal support, IT forensics, business interruption and reputational harm. Whether it’s phishing or an insider threat, your policy will help ensure you’re in a position to recover quickly and continue trading.
Directors and Officers Insurance
Cover for company directors, and senior people in the event of allegations of wrongful acts, breach of duty or regulatory investigations. Suitable for private companies, charities and property management committees.
Plant and Engineering Insurance
Covering engineering inspection and/or plant and machinery, including both fixed and mobile equipment across various industries. Where required, we can include statutory inspection services for lifting equipment and pressure systems, ensuring compliance with PUWER and LOLER regulations. Equipment breakdown can also be included, covering sudden and unforeseen damage that impacts day-to-day operations.
Whether you own or hire-in your plant, the policy can cover everything from excavators to compressors. This can also include continuing hiring charges following loss or damage.
Commercial Motor and Van Insurance
From delivery vans to service vehicles, we arrange the right commercial van insurance for your business needs. Choose from business vehicle cover, commercial car insurance and tradesman van insurance options to keep your business on the road.
Marine / Cargo Insurance
We arrange cover for goods in transit—by land, sea or air. Whether you’re importing or exporting, we’ll tailor a policy to protect your cargo every step of the way.
Personal Insurance
Household Buildings Insurance
Household Contents Insurance
Unoccupied / Probate Insurance
Buildings under renovation
Marine Pleasure Craft Insurance
Motor Insurance
We offer comprehensive car insurance, private vehicle cover, personal, commercial and specialist motor insurance products tailored to your needs. Agreed value cover for classic, performance and prestige vehicles.
High Net Worth Insurance
Property Insurance
Landlord Insurance
Freehold and Leasehold Insurance
Block of Flats Insurance
Commercial Property Insurance
Unoccupied Building Insurance
Buildings Under Renovation
Property Management Insurance
Let us take care of the insurance risks while you manage the rest. We work with a wide array of property management companies to provide the insurance options their clients need including buildings cover, loss of rent, legal liability, and directors and officers insurance.
High Net Worth Insurance
High Net Worth Insurance
Motor Insurance
Marine Pleasure Craft Insurance
Google Reviews
Speak With a Trusted Insurance Broker in Bournemouth
We don’t just sell policies. We build long-term relationships based on trust and transparency. If you’re looking for a trusted insurance broker in Bournemouth, Christchurch, Poole, Southampton, Portsmouth, Winchester, Salisbury, Dorchester, Weymouth or the surrounding area, we’d love to help.