Boat and Pleasure Craft Insurance
Whether you’re cruising inland/coastal waters or exploring further afield, having the correct boat insurance is essential. At Chubb Thomas, we arrange specialist pleasure craft insurance tailored to your vessel, your cruising range and your lifestyle.
As an independent insurance broker based in Dorset, we work with trusted insurers to offer the widest cover available. Whether you’re sailing from Poole, mooring in the Mediterranean, or navigating the Solent, we’ll help you to cover your investment, giving you peace of mind.
Pleasure Craft and Yacht Insurance
From RIBs and sailing dinghies to narrowboats and superyachts, we can arrange the right cover for your boat, on water or on land. Every policy is tailored to suit your vessel’s location and how you use it.
We can arrange insurance for:
- Yachts, motorboats, speedboats and narrowboats
- Sailing boats, traditional craft, dinghies and superyachts
- Boats based in the UK, Mediterranean and beyond
Your policy can include:
- Third-party liability
- Cover for tenders, outboards and onboard personal effects
- Salvage, wreck removal and pollution liability
- Marina and mooring cover
- Racing cover
- Options for charter use
- International cruising
Whether your boat is ashore for winter storage, moored at a marina or elsewhere, we’ll help you find the right cover.
Why Choose Chubb Thomas?
- Truly independent insurance broker based in Bournemouth, with no corporate ties
- Insurance quotes tailored to your needs, across Dorset and surrounding areas
- Speak directly to your dedicated contact—no call centres, no waiting
- Work with your key person from start to finish
- Insurance quotes tailored to your needs, across Dorset and surrounding areas
- Fair fees and transparent advice every step of the way
- Independent and unbiased—we’re not tied to any insurer, so you always come first
- A reputation for excellence, delivering insurance services locally since the early 1980s.
FAQs
Do I need boat insurance in the UK?
While it’s not a legal requirement for all vessels, many marinas, harbours and finance providers require insurance that includes third-party liability and damage cover.
Can I get yacht insurance for the Mediterranean?
Yes. We arrange policies with cruising ranges that include UK waters, the Mediterranean and beyond.
What does pleasure craft insurance typically cover?
The minimum cover available is third party liability, but we recommend comprehensive cover to include loss or damage to the hull and machinery, outboard motors, tenders, trailers and trolleys, as well as personal effects and special equipment. Third party risks for towing skiers or toys is also available.
Does my insurance cover pollution or salvage?
Yes. Many policies include cover for environmental damage and salvage costs. We’ll confirm exactly what’s included.
Can you cover charter or racing?
Absolutely. We can extend policies to cover higher-risk uses like chartering (bareboat or skipper) and racing risks, depending on your boat and usage.
Why choose Chubb Thomas for boat insurance in Dorset?
We’re based close to the second largest natural harbour in the world with a genuine understanding of marine insurance. You’ll get tailored advice, trusted insurers and a personal service. We’re a truly independent Dorset broker offering real advice, not scripts.
Google Reviews
Other Insurance Options
Commercial Insurance
Business Insurance and Combined Business Cover
Construction Insurance
Tradesman and Professionals Insurance
Shops, Offices and Surgeries Insurance
Leisure and Hospitality Insurance
Professional Indemnity Insurance
Motor Fleet Insurance
Motor Trade Insurance
Cyber Insurance
Directors and Officers Insurance
Engineering and Plant Insurance
Commercial Motor and Van Insurance
Marine / Cargo Insurance
High Net Worth Insurance
Trusted Dorset Insurance Broker
We’re a truly independent Dorset broker offering real advice, not scripts. offering tailored insurance quotes across Bournemouth, Poole, Weymouth, Dorchester and beyond. Whether you need personal, property or business cover, we deliver clear advice and a personal service every step of the way.
Contact Us
Let’s make your insurance work harder for your business. Drop us a message, give us a ring, or pop into our Bournemouth office—we’re always happy to chat.
Phone: 01202 778 000
Email: email@chubbthomas.co.uk