Motor Insurance That Works for Domestic and Business Use

From personal cars to commercial vans, we arrange tailored motor insurance that fits how you drive, day in, day out.

More About Car and Commercial Motor Insurance

Whether you’re driving for work, running errands, or both, your vehicle needs insurance that fits how you use it. At Chubb Thomas, we arrange motor insurance that works in the real world, covering everything from private cars to commercial vans and small fleets.

As independent brokers based in Bournemouth, we offer honest, tailored advice and access to a wide network of insurers. Whether you’re after car insurance for personal use, business vehicle cover or a combined policy, we’ll guide you to the most suitable option.

We arrange:

Private vehicle cover for personal and family use
Commercial van insurance for sole traders and SMEs
Commercial car insurance for business use vehicles
Multi-vehicle and fleet policies for businesses
Classic and High Value cars on an agreed value basis

We don’t offer a one-size-fits-all products. Instead, we listen to how you use your vehicle and help you build a vehicle insurance policy that makes sense, without unnecessary extras.

Talk to our team about your insurance needs 

Personal Motor Insurance

Whether you’re doing the school run or heading off on a weekend break, our personal motor insurance gives you the cover you need, with options tailored to your driving habits.

We can arrange:

Comprehensive, third-party fire and theft, or third-party only
Agreed value cover for classic or high-value cars
Protected no-claims bonus where available
Add-ons like breakdown cover or legal expenses

We also offer specialist car insurance for electric vehicles, performance cars and drivers with previous claims or convictions.

Contact us for a quote

Commercial Vehicle and Van Insurance

If your vehicle is key to your business, it needs insurance that reflects that role. From daily deliveries to tradesmen, our policies will keep you covered.

We offer:

Commercial van insurance tailored to your trade
Tradesman van insurance for sole traders and contractors
Business vehicle cover for SMEs
Full commercial car insurance for business travel

We also provide flexible fleet insurance options. Visit our fleet insurance page to learn more.

Talk to our team about your insurance needs 

Why Choose Chubb Thomas?

Truly independent insurance broker based in Bournemouth, with no corporate ties
Insurance quotes tailored to your needs, across Dorset and surrounding areas
Speak directly to your dedicated contact—no call centres, no waiting
Work with your key person from start to finish
Insurance quotes tailored to your needs, across Dorset and surrounding areas
Fair fees and transparent advice every step of the way
Independent and unbiased—we’re not tied to any insurer, so you always come first
A reputation for excellence, delivering insurance services locally since the early 1980s.

Contact us for your tailormade insurance quote

FAQs

What’s the difference between personal and commercial vehicle insurance?

Personal insurance is designed for social, domestic, pleasure and commuting use. Commercial vehicle insurance covers business travel, carrying tools or stock, and other work-related driving.

Can I insure a van for both personal and business use?

Yes, we arrange commercial van insurance for mixed-use vehicles, so you’re covered whether it’s weekday work or weekend trips.

Do you offer fleet insurance?

We do. For businesses running two or more vehicles, we provide flexible fleet policies. Find out more about our fleet insurance options here.

Can you cover high-performance cars?

Yes. We work with insurers who offer tailored vehicle insurance policies for Sports/prestige models and modified cars.

Can you offer temporary or short-term cover?

No. This is all arranged separately online.

Can I add named drivers to my car insurance?

Yes. Most car insurance policies allow for additional named drivers, subject to approval and underwriting terms.

Do you provide support if I need to make a claim?

Absolutely. You’ll speak directly to your named contact here at Chubb Thomas. We’re with you every step of the way.

Why choose Chubb Thomas for motor insurance?

We’re a truly independent Dorset broker offering real advice, not scripts. Whether you need personal motor insurance or commercial vehicle cover, we’ll make sure your policy reflects your needs and not someone else’s targets.

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Trusted Dorset Insurance Broker

We’re a truly independent Dorset broker offering real advice, not scripts. offering tailored insurance quotes across Bournemouth, Poole, Weymouth, Dorchester and beyond. Whether you need personal, property or business cover, we deliver clear advice and a personal service every step of the way.