Motor Fleet Insurance
If your business runs more than one vehicle, motor fleet insurance can accommodate all vehicles under one policy, simplifying administration. Whether it be Cars/Vans/HGV’s/Plant requiring road use, all can be covered.
We offer tailored motor fleet cover on either a named driver or any driver basis, depending on how many vehicles and how your team operates. As your business changes your cover adapts with it, without the hassle of juggling multiple renewal dates and policies.
What Does Motor Fleet Insurance Cover?
Our company fleet insurance policies can include:
- Cover for two or more vehicles under one policy (on a named or any driver basis)
- Comprehensive cover as standard
- Fleet rating or use of a no claims bonus rating if switching from individual policies
- Legal expenses to recover your uninsured losses in the event of a claim
- Optional breakdown cover for all vehicles in the fleet
- Directors' personally owned vehicles can often be included (subject to insurer approval and conditions)
We’ll help you build a policy that fits your business, your drivers and your daily operations.
Who Needs Fleet Insurance?
Our business vehicle insurance is ideal for:
- Companies with two or more cars, vans, pickups, HGV’s, special types, agricultural vehicles and road registered plant
- Businesses that want to manage cover for their vehicles under one policy
- Fleets where drivers need to switch between vehicles
Key Benefits of Motor Fleet Cover
- One policy, one renewal – All your vehicles under a single contract
- Flexible cover – Add or remove vehicles easily as your business evolves
- Driver options – Choose from named drivers or allow any driver over a certain age
- Reduced administration – Less paperwork
Why Choose Chubb Thomas?
- Truly independent insurance broker based in Bournemouth, with no corporate ties
- Insurance quotes tailored to your needs, across Dorset and surrounding areas
- Speak directly to your dedicated contact—no call centres, no waiting
- Work with your key person from start to finish
- Insurance quotes tailored to your needs, across Dorset and surrounding areas
- Fair fees and transparent advice every step of the way
- Independent and unbiased—we’re not tied to any insurer, so you always come first
- A reputation for excellence, delivering insurance services locally since the early 1980s.
FAQs
How many vehicles do I need for a fleet policy?
Typically, just two vehicles are enough to start a motor fleet insurance policy.
Can I add more vehicles during the year?
Yes, fleet cover is designed to be flexible. Vehicles can be added or removed at any point.
What's the difference between named and any driver policies?
As the words imply, any driver covers any driver with your permission and named drivers will be restricted to only those named.
Can I use my no claims bonus on a fleet policy?
Some insurers will allow you to transfer no claims discount to a new motor fleet policy.
Can we include directors' personally owned vehicles on the fleet?
Yes, there will likely be restrictions and conditions.
Does fleet insurance include breakdown cover?
Yes, Breakdown assistance is usually available as an optional extra, or we can arrange a separate policy for this.
Is comprehensive cover the only option?
No, Third Party Fire & Theft or Third Party only are available too, but most businesses choose comprehensive for maximum peace of mind.
What vehicles can be included in a fleet policy?
Cars, vans, pickups, HGV’s, special types, agricultural vehicles and road registered plant. We’ll match the policy to your vehicle types.
Can we cover temporary drivers or agency staff?
Yes, we can arrange policies that allow for occasional or short-term drivers, depending on the insurer’s terms.
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Other Insurance Options
Commercial Insurance
Business Insurance and Combined Business Cover
Construction Insurance
Tradesman and Professionals Insurance
Shops, Offices and Surgeries Insurance
Leisure and Hospitality Insurance
Professional Indemnity Insurance
Motor Fleet Insurance
Motor Trade Insurance
Cyber Insurance
Directors and Officers Insurance
Engineering and Plant Insurance
Commercial Motor and Van Insurance
Marine / Cargo Insurance
High Net Worth Insurance
Trusted Dorset Insurance Broker
We’re a truly independent Dorset broker offering real advice, not scripts. offering tailored insurance quotes across Bournemouth, Poole, Weymouth, Dorchester and beyond. Whether you need personal, property or business cover, we deliver clear advice and a personal service every step of the way.
Contact Us
Let’s make your insurance work harder for your business. Drop us a message, give us a ring, or pop into our Bournemouth office—we’re always happy to chat.
Phone: 01202 778 000
Email: email@chubbthomas.co.uk